Delta Capital Pro Website Terms and Conditions
Effective Date: November 25, 2025

These Terms and Conditions ("Terms") govern your use of the Delta Capital Pro website, including any content, services, or materials provided therein (collectively, the "Website").

By accessing or using the Website, you agree to be bound by these Terms. If you disagree with any part of these Terms, you must not use the Website.

1. Acceptance of Terms

1.1 Agreement:

These Terms constitute a legally binding agreement between you and Delta Capital Business LLC ("Delta Capital Pro," "we," "us," or "our"), with its business address in Atlanta, Georgia, United States.

1.2 Eligibility:

By using this Website, you represent and warrant that you are of legal age to form a binding contract and meet all eligibility requirements.

2. Use of the Website

2.1 Permitted Use:

You agree to use the Website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Website.

2.2 Prohibited Conduct:

You shall not use the Website to:

• Engage in any fraudulent, unlawful, or unauthorized purpose.

• Impersonate any person or entity.

• Distribute viruses, spyware, or harmful code.

• Engage in data mining, scraping, or similar activities without prior written consent.

  
  

2.3 Account Security:

If provided with login credentials, you must treat them as confidential and not disclose them to third parties.

3. Financial and Investment Disclaimer

3.1 Information Purposes Only:

All Website content is for informational and illustrative purposes only and does not constitute financial, investment, legal, or tax advice.

3.2 No Offer or Solicitation:

Nothing on this Website constitutes an offer to sell or a solicitation to buy securities or investment products.

3.3 Risk Warning:

Investing involves significant risks. Past performance is not indicative of future results. All investments are subject to risk, including potential loss of principal.

3.4 Local Jurisdictions:

Services described may not be available in all jurisdictions. You are responsible for compliance with applicable local laws.

4. Intellectual Property Rights

4.1 Ownership:

All Website content (text, images, software, videos, design, layout, etc.) is owned by Delta Capital Pro or its licensors and protected by intellectual property laws.

4.2 Trademarks:

The Delta Capital Pro name, logo, and related marks are trademarks of Delta Capital Pro. Unauthorized use is prohibited.

4.3 Limited License:

You may download or print materials for non-commercial, informational use only, preserving all proprietary notices.

5. Third-Party Links and Resources

5.1 External Links:

The Website may contain links to third-party websites. These are provided for convenience only.

5.2 No Endorsement:

We have no control over third-party content and accept no responsibility for losses arising from their use.

6. Limitation of Liability

6.1 Disclaimer of Warranties:

The Website is provided "as is" and "as available," without warranties of any kind.

6.2 Liability Limit:

Delta Capital Pro shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from Website use.

7. Indemnification

7.1 Hold Harmless:

You agree to indemnify and hold harmless Delta Capital Pro and its affiliates from claims, damages, or expenses arising from your violation of these Terms.

8. Governing Law and Jurisdiction

8.1 Governing Law:

These Terms are governed by the laws of the State of Georgia, United States.

8.2 Jurisdiction:

Any legal action shall be brought exclusively in the courts located in Atlanta, Georgia.

9. Changes to the Terms

9.1 Updates:

We may revise these Terms at any time. Changes are effective immediately upon posting.

9.2 Your Responsibility:

Continued use of the Website constitutes acceptance of revised Terms.

10. Your Comments and Concerns

10.1 Contact Information:

All communications regarding the Website should be directed to:
Contact@deltacapitalpro.com

11. About Delta Capital Business LLC

Delta Capital Business LLC (also doing business as RFJ Capital) provides investment management and financial advice to individuals, executives, and small business owners.

• Founded in Brazil in 2021

• Registered with ANBIMA (Brazil)

• Registered with the SEC in 2025

• US office in Atlanta, Georgia

• SEC Registration: CRD #338957 / SEC #801-135131

Delta provides advisory services to "qualified clients" under Rule 205-3 of the Investment Advisers Act of 1940.

Performance Fee:

Delta charges a performance fee of 15% to 20% of monthly investment gains (depending on initial investment).

Free Research Tools:

https://www.investor.gov/CRS

Services Include:

• Portfolio management

• Financial planning

• Ongoing account monitoring

Transparency is a core pillar of our business. Clients are encouraged to verify firm status through SEC’s official channel.

12. Operational Detail

Delta Capital operates in compliance with SEC regulations and FINRA standards.

12.0 Compliance and Supervisory Structure

12.1 Chief Compliance Officer (CCO):

Responsible for implementing and enforcing compliance policies.

12.2 Annual Compliance Review:

Policies are reviewed at least annually.

12.3 Employee Training:

Mandatory upon hiring and annually thereafter.

13. Client Onboarding and Account Management

13.1 New Client Onboarding Steps:

1. Initial Consultation

2. Client Information Gathering

3. KYC & AML Verification

4. Investment Advisory Agreement

5. Investment Policy Statement (IPS)

   
   

13.2 Account Management:

• Regular portfolio reviews

• Quarterly performance reports

• Documented client communications

14. Trading and Portfolio Management

14.1 Best Execution:

Firm seeks best execution on all trades.

14.2 Trade Allocation:

Trades allocated fairly among clients.

14.3 Personal Trading:

Employees must pre-clear personal trades.

15. Information Security and Data Protection

• Use encrypted systems

• Mandatory VPN for remote access

• Secure handling of documents

16. Marketing and Communications

All marketing materials must be approved by the CCO and must be truthful and not misleading.

17. Record Keeping

Records maintained according to SEC Rule 204-2, including:

• Client agreements

• Trade records

• Communications

• Financial records

  
  

18. Business Continuity Plan (BCP)

Written BCP in place to ensure operations during disruptions. Tested annually.

19. Code of Ethics and Professional Conduct

All employees must follow the Firm’s Code of Ethics and uphold integrity and professionalism.

20. Incident Response and Reporting

Any violation of internal policies must be reported immediately to the CCO for investigation and corrective action.